Drone Insurance
RPAS Insurance for Professional Drone Operations
Transport Canada does not currently require insurance for the standard operating categories, but recommends it. Proof of insurance may be required for operations requiring an SFOC-RPAS.
For a professional or commercial operator, RPAS insurance is an important part of responsible operations and is often required by clients or contracts.
Selecting coverage
What Operators Should Consider
Coverage should match the type of RPAS operation actually being conducted, not simply the equipment being flown.
Third-Party Aviation Liability
Coverage for eligible third-party claims involving bodily injury or property damage arising from the insured drone operation.
Hull & Equipment
Cover for the aircraft itself where the value of the equipment warrants it.
Payload & Sensors
Separate consideration for cameras, LiDAR units and other sensors carried on the aircraft.
Operation-Appropriate Cover
Coverage matched to the type of RPAS operation being conducted, including advanced or complex work.
Why it matters
Confirm Your Policy Covers
the Work You Actually Do
Commercial drone operators should ensure their insurance policy accurately covers the operation being undertaken, including appropriate third-party liability limits, the aircraft and equipment being used, and specialized payloads where applicable.
Coverage can vary depending on the type of operation, equipment and policy. Always confirm that your policy meets the requirements of your specific work before operating.
Commonly requested by:
- Clients and site owners
- General contractors
- Contract requirements
- SFOC-RPAS operations
Stay informed
A General Resource, Not Insurance Advice
DroneStripe provides this information as a general resource for Canadian drone operators.
Coverage requirements vary by operation, client and jurisdiction. Operators should confirm details with a qualified aviation insurance provider before conducting commercial work.
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